LONG TERM CARE

Take Control Of Tomorrow

- Startling Statistics
- Ask Yourself...
- The Ideal Solution

Startling Statistics

A recent survey of Canadian seniors conducted by the National Insurance Service revealed that their number one concern was the cost of long term care.

Startling Statistics

Canada is trying to deal with the costs associated with our aging population.

Today, 4.7 million Canadian’s are over age 65.

The 80 plus age group will double in 20 years and triple in 40 years.
Provincial health care spending has already increased in the last 20 years.

Reality of supporting social programs in Canada

Ask Yourself...

Who will take care of me if I can’t take care of myself?

How much will it cost?

Where will the money come from?

Who Will Take Care of Me?

1. Long Term Health Care Facility

Canadian Facility
Government or Privately Owned
Provides Medically Necessary Care

2. Long Term Home Care Coverage

Provided by a recognized HomeCare Agency

How Much Will it Cost?

How Much Will It Cost?

Where will you get the money?

Your savings? Equity in Your Home?
A Loan From Your Children or Other Family Members?
Will You Deplete Your Other Assets?
Will You Reduce Your Standard of Living?

The Ideal Solution

Westbury Life’s Long Term Care product

The ideal solution

The Smart Alternative

Provides Facility Care and Home Care as a result of...

- A long term injury or sickness;

- Inability to perform two or more activities of daily living;

- cognitive impairment; or

- chronic illness

Provides for expenses of up to $200/day for...

Facility Care & Home Care

Features of Your Long Term Care Plan

No Medical.
A Reduced Paid-Up Benefit.
You only pay premiums for a Limited Time.
A Waiver of Premium.
Your benefits resume should you require more care (Recurrent Confinements).
A Spousal Discount is available.
There is an optional Return of Premium Benefit.
Guaranteed Improvement Provision.

The Smart Alternative for YOU

Freedom of choice

Dignity

Quality of Life

Independence